html body {
    margin: 10px 0px;
    padding: 0px;
}

/* ====================== text styles ========================== */

html body {
    font-family: Arial, Helvetica, sans-serif;
    font-size: 12px;
    /*color: #425985;*/
    color: #4d4d4d;
    text-decoration: none; 
}

h1,h2,h3,h4,h5,h6 {
    font-family: Arial, Helvetica, sans-serif;
    font-size: 14px;
    font-weight:bolder;
    color: #00245D;
    text-decoration: none; 
    margin: 0px;
    padding: 0px;
    line-height: normal;
}


a {
    color: #00235D;
    text-decoration: none; 
}

a:hover {
    color: #989898;
    text-decoration: none; 
}

/* ==================== LAYOUT ========================== */

#page_top {
    margin: 0 auto;
    width: 930px;
    height: 28px;
    background: url('images/pagetop.jpg');
}

#page {
    margin: 0 auto;
    width: 930px;
    background: url('images/pageback.jpg');
}

#container {
    margin: 0 auto;
    width: 854px;
    overflow: hidden;
}

#header {
    width: 854px;
    height: 125px;
    position: relative;
    margin-bottom: 15px;
}

#logo {
    position: absolute;
    bottom: 0px;
    left: 0px;
}

#menu {
    position: absolute;
    bottom: 0px;
    right: 0px;
}

#menu ul {
    margin: 0px;
    padding:0px;
}
#menu ul li {
    list-style: none;
    display: inline;
    padding-right: 7px;
}

#menu a {
    font-family: Arial, Helvetica, sans-serif;
    font-size: 15px;
    color: #00245D;
    text-decoration: none; 
}

#menu a:hover {
    color: #4d4d4d;
    text-decoration: none; 
}

#menu a.active {
    color: #4d4d4d;
    text-decoration: none; 
}

#content {
    padding: 30px 0px;
}

#footer {
    width: 854px;
    height: 27px;
    /*background-color: #00235D;*/
    background: url('images/bottom-bar.jpg') no-repeat;
    color: #fff;
    font-family: Arial, Helvetica, sans-serif;
    font-size: 11px;
    margin-top: 20px;
    margin-bottom:20px;
    padding: 2px 0px 0px;
    vertical-align: middle;
}

#footer a {
    text-decoration:none;
    color: #fff;
}

#footer a:hover {
    text-decoration:none;
    color: #ccc;
}

#copyright {
    padding: 5px 10px;
}

#design {
    float:right;
}

#page_bottom {
    margin: 0 auto;
    width: 930px;
    height: 30px;
    background: url('images/pagebottom.jpg');
}

form tr td{
    padding: 3px 0px;
}

form input, form textarea {
    border: 1px solid #425985;
    width: 250px;
}

.submit {
    border: 0px;
    width: auto;
}

ul {
    margin-top: 0px;
}

.divider {
    height: 15px;
    border-bottom: 1px solid #A6BDD8;
    margin-bottom: 25px;
}